Capital Gains Tax Calculator (Equity & Equity Mutual Funds)
Find out whether your gain is short-term (STCG) or long-term (LTCG), the tax after the ₹1.25 lakh LTCG exemption, and your net gain — for listed equity shares and equity mutual funds (sections 111A and 112A). Calculated in your browser.
How equity capital gains tax works
For listed equity shares and equity mutual funds on which STT is paid, a holding of 12 months or less is short-term (STCG, section 111A) and a holding of more than 12 months is long-term (LTCG, section 112A). LTCG is exempt up to ₹1.25 lakh per financial year, and only the gain above that is taxed. STCG is taxed on the full gain. This tool applies the exemption once to the gain you enter; remember it is an annual aggregate across all your equity LTCG, so combine transactions when filing.
FAQ
What is the difference between STCG and LTCG on equity?
For listed equity shares and equity mutual funds on which STT is paid, gains on holdings of 12 months or less are short-term capital gains (STCG), taxed under section 111A. Gains on holdings longer than 12 months are long-term capital gains (LTCG), taxed under section 112A.
What is the LTCG exemption on equity?
Long-term capital gains on equity and equity mutual funds are exempt up to ₹1.25 lakh in a financial year; only the gain above that threshold is taxed. The calculator applies this exemption before computing tax.
What are the current STCG and LTCG rates?
The rates are held in an editable configuration and reflect the current published values used by this tool — STCG on STT-paid equity and LTCG above the exemption. Because Budget changes can alter them, always confirm the latest rates for your assessment year.
Does this cover debt funds, property or gold?
No. This tool is for listed equity shares and equity mutual funds (sections 111A and 112A). Debt funds, property, gold and unlisted shares follow different holding periods and rates and are not covered here.
This is an estimate for education only and is not tax advice. It covers STT-paid listed equity and equity mutual funds; other assets differ. Rates and rules change with each Budget — confirm the figures for your assessment year with a qualified tax professional.